Do you know the difference between a ticket and a speeding ticket?
If you’ve had several run-ins with the police while driving, you may have noticed that officers use a variety of terminology when writing to you about car safety or traffic violations. Some might say they issue you a speeding ticket, while others call it a ticket. So what do the two terms mean?
The different types of fines
Despite the different wording, a post and a quote are the same.
“Citation” is proper legalese, while “ticket” is more informal. Nevertheless, both terms refer to a written document issued by the police describing the traffic rules you have broken and possibly what you should do to rectify the situation. Automatic citations help prevent most drivers from breaking traffic laws. However, not all quotes/tickets are the same.
Non-displacement of violations
Drivers generally get citations for two main types of violations. These are non-moving and moving violations. A parking ticket is the most common reason for a no-move violation. The police will issue you a ticket if you park your car in a restricted or unauthorized area, such as a one-way street.
Displacement of offenses
As for mobile offences, they are much more diverse. An example is ignoring traffic lights and traffic signs. Therefore, the police might cite you for something like running a red light. Although the severity of the consequences will vary depending on local and state laws, ignoring traffic signs puts other motorists and pedestrians at risk. Therefore, the punishment included in the ticket/citation will likely be quite severe.
You can also get a speeding ticket. As the name suggests, these quotes are for driving your car beyond the speed limit. The severity of the violation usually depends on the difference between the speed limit and your cruising speed.
If you’re going 55 mph in a 50 mph zone, you might be able to get away with nothing more than a warning. But it depends on the agent and the circumstances. However, if your cruising speed is significantly above the limit, there’s little chance you’ll be able to get away with a simple slap on the wrist.
Additionally, failure to report could get you a ticket, with possible consequences being a fine and possibly a blemish on your driving record.
Finally, one of the most serious rules of the road that people break is driving under the influence. If you get a ticket for DUI, you may have to pay a hefty fine. Also, your license could be suspended and you could end up in jail.
How traffic tickets affect your car insurance
In addition to fines and blemishes on your driving record, there are other possible consequences for traffic tickets, especially when it comes to your car insurance. As noted above, police officers issue tickets for misconduct which greatly increase the risk of an accident.
Therefore, your insurance provider will consider you a risk for every quote you get. Therefore, it is not uncommon for your insurance premiums to increase even after you have sorted out your issues with the ticket. For example, your insurance premium could increase by 49% in Michigan after a speeding ticket, Forbes reports.
What if you get repeat traffic quotes?
Whether through negligence or ignorance, most people break traffic rules almost daily. Either way, be careful because getting multiple quotes could cause other issues.
For example, if your car insurer considers you to be too high of a risk, the company could cancel your policy. You could also have your driver’s license revoked.
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