How would a traffic ticket on Labor Day weekend affect your insurance?

A new report reveals that quotes could have a negative impact on your insurance rates. (Call Ravell, KSL-TV)

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SALT LAKE CITY — Three-day weekends tend to give a little extra boost to the men and women tasked with keeping Utah’s streets and highways safe and moving.

If you find yourself with a quote this Labor Day weekend, you can expect a little more oomph in what you need to pay for insurance — maybe longer than you think, a said Danielle Marchell with Zebra.

“Most drivers don’t realize that once you commit a traffic violation, it’s actually going to stay with you and your insurance company for the next three years,” she said. .

Marchell shared some of their data with KSL investigators, which shows that certain traffic offenses carry a hefty insurance penalty.

A DUI citation comes with a premium increase of 65.5%, which costs around $971 per year.

Race quotes increase rates by 67.2%, which amounts to $997 per year.

And a hit-and-run comes with a 73% insurance premium, costing the driver $1,083 a year.

These are some of the biggest traffic violations so it makes sense that they flag a driver as a bigger risk to their insurance company but in reality any quote is going to raise rates and stay in around, discovered Zebra.

Violations such as speeding, following too closely, refusing to yield or texting will force the cited driver to pay 20-30% more for several years.

“Just forget about paying that one-time ticket and doing traffic school, you’ll keep paying for the next three years,” Marchell said. “The bottom line is that how you drive the component is entirely in your control.”

As KSL investigators reported, what you pay for insurance has a lot to do with things that are not in the driver’s immediate control, such as where they live, the value of the car, and even the driver’s credit score.

Auto insurance rates in Utah are somewhat lower than the national average. Utah ranks 34th on the list of the state’s highest paying drivers.

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